Some Homeowners May Qualify for Mortgage Reprieve Following Hurricane Irma

by Isaac Benmergui, Esq on October 12, 2017

hurricane irmaFannie Mae and Freddie Mac are offering mortgage reprieves of 90 days to a year for homeowners affected by Hurricanes Irma and Harvey.

Homeowners can qualify if they either live or work in one of the counties covered under a Federal disaster declaration. This includes Miami-Dade, Broward and Palm Beach counties, as well as 45 other counties in Florida.

“We want to make sure that homeowners have time to focus on their own safety and the safety of their families and get their lives back in order. During this distressing time they should not have to worry about how to pay their mortgages,” said Lisa Tibbitts, Freddie Mac director of public relations.

However, even though this is a federal program, the details should be worked out with your specific mortgage servicer. Homeowners can find out whether they have a Freddie Mac-backed mortgage at and a Fannie Mae-backed one at

If you determine you have a federally backed mortgage and live or work in a Federal disaster area, then call your mortgage servicing company to find out if you are eligible and to learn more about the process. Once you know your mortgage servicer, find the name and contact information for those companies at Your mortgage servicer will determine how long you are eligible for mortgage reprieve.

The reprieves do not apply for commercial property. Homeowners impacted by Harvey in Texas, as well as other impacted by Irma in Puerto Rico and the U.S. Virgin Islands may also qualify for this program.

Call Miami Real Estate Lawyer Isaac Benmergui at 305.397.8547 and set up a no charge, no obligation consultation to discuss your case. We have over a decade of experience handling Real Estate and Civil Litigation cases throughout Miami and South Florida, and will use our expertise to help your case to the best of our abilities.

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